Definition: An IMO independent marketing organization (IMO) - A non-company affiliated organization that contracts with an insurance company to perform distribution and other marketing functions for one or more of the company’s products or product lines.

An IMO makes a much higher commission than an agent could ever contract for because they have agreed to build a large distribution system. They are in a sense the insurance Company’s recruiter for independent agents. They have an enormous expense outlay for administrative staff and advertisement. This is an expensive organization to run. They have to do a lot of stuff to attract agents. An IMO has a difficult time keeping agents and managers loyal to their agency because they only offer what the competition offers and the variation is usually commission.

Their commission hierarchy is something like this: IMO 140%, Regional Manager 130%, District Manager 120%, General Agent 100% and Agents 50%-95%.

Working down line in an IMO, the agents have no equity in the agency they join. The RM, DM and GA do, but have a very difficult time keeping agents. The agents do not make an override on other agents. There are no benefits for the agents other than their personal sales which are at a low commission, or whatever they are able to negotiate.

AGENCY BUILDER SYSTEM, INC. makes a BIG difference!

With one company ABS earns 140% Commission. ABS pays to the SYSTEM’S 130% commission. This means that every agent joining ABS, INC is working with 130% commission with this company.  Your prior years production and experience will determine if you start at the top level.  As an example, with this life company everyone starts at least at 120% commission ( includes commission + bonus) of annual premium. 

You will not have all the expenses that go with an IMO. AGENCY BUILDER SYSTEM, INC. does it for you!  ABS will process apps, on line contracting, illustration support, case management and more!  You will be asked from time to time to contact your down line to be sure everyone is writing business.  Production is the fuel that runs the company.

Better than an IMO ….

There are many advantages at ABS, INC. You will have many companies to work with. You will not pay your agents 50%-95%. With the insurance company mentioned above, everyone starts at or near GA commission. Everyone can be a Recruiting, Regional or Territory Manager.  You earn OVERRIDES from not only agents you sign up (sponsor, as easy as 1, 2, 3,) but the ones they sign up too. Your Base AGENCY is a 5 level AGENCY. There are incentives for everyone to sponsor 2, 3, 6, 9, 15 and more on their line 1. The SYSTEM will build an AGENCY for you that will have little are no turnover because everyone reaps enormous benefits from the SYSTEM. This is why it is better than an IMO! There is nothing else like it!

“It doesn’t get any better than this!”